Hey everyone I just came up with probably the best reason to choose the cash/lump sum options and that is dealing with people aint worht a damn these days. I recently made a purchase online from a major retailer and called customer service to check on the status of the order and know one knew anything and had very bad attitudes and afterwards decided that maybe this was a hint that if I was to win that the cash/lump sum might not be a bad thing after all. I can just imagine dealing with people like these people every year about why my annuity check is late and when is it going to be deposited into my account, like I said dealing with people just aint worth a damn these days, also people are corrupt and there will be many more ENRONS to come because you just can't trust people these days either so I am now a proponent of the cash/lump sum and have been pursuaded through dealing with dumb people to just take the money and run hahahahahahaha!!!!!!!!!!!!!!!!!!!!!!!!!!