Maryland postal worker wins $10 million scratch-off lottery jackpot

music*'s avatar - DiscoBallGlowing

 Hearty Congratulations to Woody Simmons!!! 

 Yes, a financial adviser comes in handy when you need one like Woody does now.


Cassie8620's avatar - oGH0ok

SmileyI bought another 2 right now. scratch em later.i LOVE this game.Never giving up til it gets discontinued congrats!


I won a day ago 100 4x on Extreme and $1,000.00 months ago. 


So, congrats to the lucky Multi-Millionaire."White Bounce


When are we going to hear of a LP member who won $10 million off a scratcher? l can just hear them yell "Lord have mercy! "

** Side note: This afternoon, a guy hands the clerk his MM slip and gives him $1:00 after the clerk runs the slip. l could hear the back and forth on " l only have one dollar, when did it go up to two? I didn't stick around to hear the end of the discussion.. as they say " Oh Well!"

rcbbuckeye's avatar - Lottery-062.jpg

Check out the Florida thread on the Scratchoff forum. Those guys are pretty hard core.

EmtAdam hit again, $1 million.

Cool thread.


How much did the scratch off cost?

In response to rcbbuckeye

Wow rcb, that's outstanding. After Uncle Sam takes a bite, its probably still north of 600K. Congrats to the winner!!

In response to fellini

l *think a ticket is in the $20- $25 range.

In response to fellini

Thirty Smackeroos.  Maybe he'll win something in his home state of Maryland and another picture will be taken...though MD you can remain anonymous.

wander73's avatar - Lottery-008.jpg
In response to Todd

I would take the cash only because the interest rate.  He did correct with a financial advisor.  He should retire from the Postal service and if invested correctly he never has to work again. So that is 2 forms of income.  Awesome. I am glad it made his day.

In response to wander73

Why should he retire from he's job? He's situation is no where close to the Robinsons who won a third of a billion dollars.l recall reading where Mr R said " l will continue to work." Perhaps he sees the Uncles & cousins coming out of the woodwork, siphoning off he's new found wealth, and has the forethought to continue working while investing the money. He has the perfect excuse for when the parasites come calling. He can always respond " The money is all gone, can't you tell, lm still working?" Big Smile

LiveInGreenBay's avatar - driver
In response to noise-gate

Why should he retire?  I'll give you one good reason.  Everyone on his route knows he won that much money.  All it takes is one crack addict to shove a gun in his face.  I'd sure hate to read a bad story regarding this guy.

wander73's avatar - Lottery-008.jpg
In response to noise-gate

How do you know his situation?   Do you know what he earns, tax returns, etc?   Like seriously.

wander73's avatar - Lottery-008.jpg

I am not sure why some just don't get it especially this discussion.  Congrats to that worker for winning.  He is plastured his pic on here, the state where he won, and who knows on the internet everywhere.


He should retire from what he does.  Why are some members saying he should do this, do that, etc? 


If anyone else on this site won that type of money you would work too really.

wander73's avatar - Lottery-008.jpg
In response to LiveInGreenBay

If his face is shown yes everyone knows his route.

LastShow page 2Page 3 of 3
LiveInGreenBay's avatar - driver

What are some of you people talking about?  LOL!  The guy just won 10 million dollars and you say he should continue working for his pension?  Unbelievable.

dekla0's avatar - Lottery-028.jpg
In response to Todd


Artist77's avatar - batman14

After taxes, it will be closer to $ 2.5 million. If he has a huge medical emergency in his family, aged parents, etc., that money could go quickly. We are not talking $100 million here. There are careers and there are jobs. People invested in careers tend to think differently.

dekla0's avatar - Lottery-028.jpg

Is Me 

In response to LiveInGreenBay

You are thinking outside of the box and that is a good thing.  Think about how many people shoulda/coulda retired, then dropped dead very shortly thereafter.  You can't take it with so why not enjoy what life you have left.


He's 56 y/o.  Retirement is 62.  He could leave and not take retirement until he is 62 or sooner.  Sure, his pension wd be reduced somewhat, but the free time is worth it.  He wd have cobra for a couple of years and once he is retired he wd get med insurance thru his pension. 


Exactly! They are robbing carriers for just the thought of having valuable!

Perfecttiming2's avatar - redcross
In response to noise-gate

The article said he worked for the U.S. postal service....there a many jobs that do not require delivering mail (I did not see where it said that he was a mailman)

It is possible that he works in one of the offices or has a desk job.

Nonetheless, if he is close to retirement I can see why he would stick it out to get full pension.

(Congrats and blessings to him and his family!!!)

In response to Redd55

...but the free time is worth it.  My point exactly.  As for me I have 268 hours left in my job and throwing in the towel 31 DEC 17.  Then switch to Tricare Prime for 3 years, then that becomes free.  Military pension goes up 4.6% in January, Social Security in February.  I'll miss the PICU in many ways, and irreparable treatment from previous manager of RT is the main reason I'm leaving.  Like you said free time is worth.


My point is if I were him I'd retire early, you can't buy back lost years in time and health.

grwurston's avatar - Lottery-012.jpg

I didn't see in the article were it gave his age or how long he's worked at the postal service.

Anyways, it depends on whether he is on the civil service retirement system or the federal employees retirement system.

There are big differences in each as far as what you can collect.

Civil Service Retirement System
Employees who began working for the USPS before 1984 are enrolled in the Civil Service Retirement System unless they chose to switch to the Federal Employees Retirement System. The CSRS offers a significantly larger annual pension after retirement, and annual cost-of-living adjustments, but unlike FERS participants, you may not participate in the matching thrift savings plan and are not eligible for Social Security. With CSRS, a postal worker who retired at age 58 after 27 years of employment with the average of his highest three years of earnings being $54,000 would receive an annual retirement payment of $27,135.

Federal Employees Retirement System
The Federal Employees Retirement system was introduced in 1987 as a replacement for CSRS. All USPS employees who began work after 1984 are automatically enrolled in FERS; employees who began before 1984 have the choice to stay on CSRS or switch to FERS. With FERS, a postal worker who retired at age 58 after 27 years of employment with the average of her highest three years of earnings being $54,000 would receive an annual retirement payment of $14,580. FERS participants, however, are eligible for Social Security and can contribute up to 5 percent of their salary to a TSP, which is matched by the government in a tax-deferred account. This means that in some cases FERS participants can end up with larger total retirement benefits.

Analysis of Differences in CSRS and FERS
Tammy Flanagan, senior benefits director for the National Institute of Transition Planning Inc., points out that the generally accepted wisdom that CSRS is better than FERS is not true in some cases, and it is definitely worth it to sit down and figure out what is best for your personal situation. Considerations include taking TSP contributions into account with FERS and the possibility of retiring early under CSRS and working elsewhere for several years to qualify for Social Security. Flanagan also points out FERS employees retain more control over their retirement. TSP funds can remain invested after retirement and Social Security benefits are available anytime after age 62.

3End of comments (3 pages)

Welcome Guest

Your last visit: Fri, Jan 15, 2021, 2:50 pm

Log In

Log InCancel

Forgot your username?

Forgot your password?